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Builder Incentives Snapshot

Updated: November 06, 2026 (America/New_York)

Source: Builder incentives hub canvas + verified public snapshot (Nov 6, 2026)

Builder Incentives Snapshot graphic

Pricing, rates, and savings must be confirmed in writing. Public sources only; terms change.

Featured: Dream Finders Homes — Black Friday sales events

Headline: Black Friday sales events

  • Advertised rates from 2.99%*
  • Up to $60,000 off select Fayetteville-area homes
  • Up to $58,000 off select Raleigh-area quick-move-in homes
  • 45+ move-in-ready homes advertised on the event pages

About the 2.99% rate

The advertised 2.99% is Year 1 of a 2/1 temporary buydown (Year 2: 3.99%; Years 3–30: 4.99%; example APR 5.959% per Dream Finders' published example).

Official payment example (Dream Finders)

  • primary residence, FICO 640, $400,000 purchase, $392,755 loan, 96.5% LTV FHA 30-year
  • Includes P+I+MI
  • Year 1: $1,829/mo · Year 2: $2,048/mo · Years 3–30: $2,282/mo

Restrictions (as published)

  • Incentives require Jet HomeLoans, LP (NMLS 1660135), an affiliate of Dream Finders Homes
  • Buyer does not have to use Jet to purchase, but Jet is required for the incentive
  • Select homesites; close on or before Dec 31, 2026
  • Credit and property approval required

Official Dream Finders event pages

Fayetteville-event quick move-ins (from event pages)

  • 126 Maverick Lane, Dunn — Kent at Cameron Crossing — 4bd/2.5ba / 1,982 sqft — $364,500 — $48,000 savings — est. $1,228/mo
  • 147 Margot Manor Drive, Benson — Calabash at Margot Manor — 4bd/3ba / 2,527 sqft — $499,500 — $11,000 savings — est. $1,683/mo
  • 186 Tenbury Lane, Raeford — Garrett at Turnberry South — 3bd/2.5ba / 1,889 sqft — $320,990 — est. $1,082/mo
  • 196 Phoenix Drive, Bunnlevel — Vision at McLean Meadows — 3bd/2.5ba / 1,470 sqft — $274,990 — est. $927/mo

Raleigh-event quick move-ins (from event pages)

  • 414 Barrington Key Drive, Zebulon — Hertford at Barrington Townhomes — 3bd/2.5ba / 1,664 sqft — $249,900
  • 533 Forestville Road, Wake Forest — Hawthorne at Forestville Towns (end unit) — 3bd/3.5ba / 2,336 sqft — $339,900 — $58,000 savings — est. $1,145/mo
  • 7061 Luke Lane, Castalia — Retreat at Luke's Landing — 3bd/2ba / 1,504 sqft — $234,900 — $6,000 savings — est. $792/mo
  • 770 Ballyneal Alley, Cary — Cary QMI — 3bd / 2 full + 2 half ba / 2,097 sqft — $499,900 — est. $1,684/mo

Other builders in this snapshot

Ben Stout Construction

  • Status: LISTED
  • Offer: $15,000 use-as-you-choose
  • Where: Turnberry West (Raeford, from $334,995); Thorntons Creek (Erwin); Horseshoe Ridge (Autryville, from $269,950)
  • Note: Horseshoe Ridge page still labeled October — confirm if still active
  • Lender: Certain incentives require Liberty Ridge Lending; not required to purchase
  • Homepage: Homepage mentions November deals without a new published dollar amount

JK Builders Inc.

  • Status: CONFIRM ONLY
  • Offer: $10,000 Serenity incentive
  • Where: Wood Lake II, Raeford (739 Southerland Peak Dr Lot 46 — $341,999)
  • Note: Third-party only (Aug 2026 blog; Alpha Mortgage) — not on JK's site. Flag as confirm; not a published builder offer.
  • Also: 802 Southerland Peak Dr (Lot 53) — $335,943 — move-in ready
  • Also: 853 Southerland Peak Dr (Lot 50) — $352,500 — move-in ready
  • Also: 786 Southerland Peak Dr (Lot 54) — $349,920 — listed Sold (not available)

Mattamy Homes

  • Status: ENDED — do not advertise as live
  • Offer: Named 3.99% 2/1 promo ENDED (contracts Oct 2–31; close by Nov 30)
  • Where: Raleigh division
  • Note: Do not advertise 3.99% as live. Only generic Added Savings remains — ask sales.
  • Communities (context): Fox Field Farms (Broadway); Seagrass Landing (~$301,900) & Stonebarrow (mid $200s), Lillington; Clarabella (~$401,900), Bloom (~$364,900), Providence Creek (~$331,900), Fuquay-Varina; Powell townhomes, Angier (~$236,900)

Furr Construction and Development, Inc.

  • Status: NO PUBLIC $ / RATE INCENTIVE
  • Offer: No public dollar or rate incentive
  • Where: Fayetteville area
  • Note: Preferred lender Alpha Mortgage Advantage; ask Lauren Furr / office

Madame Holmes

  • Status: CONTACT NEEDED — no public details
  • Offer: No public site / phone / incentive found
  • Where: —
  • Note: Omit invented details — contact needed from Joy

FAQ

Are these incentives guaranteed?

No. They are taken from public builder pages and a verified Nov 6, 2026 snapshot. Pricing, rates, savings, and eligibility must be confirmed in writing with the builder and lender.

Is the Dream Finders 2.99% a permanent rate?

No. Per Dream Finders' published example, 2.99% is Year 1 of a 2/1 temporary buydown. Jet HomeLoans, LP is required for the incentive; closing is on or before December 31, 2026 on select homesites.

Can I advertise Mattamy's 3.99% promo?

No. The named 3.99% 2/1 promo has ENDED (contracts Oct 2–31; close by Nov 30). Only generic “Added Savings” remains — ask sales. Do not present 3.99% as live.

What about JK Builders' $10,000 Serenity incentive?

Flag as CONFIRM ONLY. It appears in a third-party (Alpha Mortgage) Aug 2026 blog reference and is not published on JK's own site. Do not present it as a published builder offer.

Does Furr Construction have a public dollar incentive?

No public dollar or rate incentive was found. Preferred lender is Alpha Mortgage Advantage — ask the office.

Pricing, rates, and savings must be confirmed in writing. Public sources only; terms change.

Joy Potts · On Point Realty · Fayetteville, NC · 910-500-3600